Frequently asked questions about Immobilier

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To acquire our future property, my friend and I must take out a mortgage. The deadline for the fulfillment of the suspensive condition is approaching and for the time being, we have only obtained an agreement in principle from our banker(...)

... Can we consider that our loan has been granted ? No. As the legislator did not define the concept of obtaining a loan, the Court of Appeal specified that it corresponds to "the presentation by a credit agency of a firm and unreserved regular offer corresponds to the characteristics…
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My wife has just passed away. We owned our primary residence. As part of the inheritance tax declaration, am I obliged to apply the 20% deduction on the principal residence of the deceased? ?

Yes. The General Tax Code provides, for the calculation of inheritance tax, that buildings are valued according to their real market value on the date of death. But, with regard to the main residence of the deceased, article 764 bis of the CGI provides for the automatic application of a…
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I plan to sell land that I own. I am disabled and have a disability card. I heard that I could benefit from an exemption of the realized capital gain. Is it correct?

Yes but under certain conditions . To benefit from this exemption, you must hold a “mobility inclusion” card bearing the mention “disability”. In addition, for the penultimate year preceding the transfer, you must not be liable for real estate wealth tax and your reference tax income must not exceed the…
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The real estate agent mandated by my lessor has just sent me a sale notice, for the accommodation where I am the tenant. If I buy, am I required to pay his fees?

No. The right of pre-emption provided for by article 15, II of law 89-462 dated July 6, 1989 constitutes a right of acquisition priority, for the benefit of the tenant who is in place. If you exercise this right, the real estate agent does not provide any intermediary service between…
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I own a small house in the countryside in addition to my apartment in the city. Can I give it to my minor grandchild?

Yes. In order for the donation to be validly filed, in addition to the fact that it must be established by a notary, it is essential that the beneficiary accepts the latter (art. 932 C. civ.). When the beneficiary is an unemancipated minor, accepting a donation unencumbered by charges, which…
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