Frequently asked questions about Immobilier

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My parents having had 4 children, they obtained social housing with 5 rooms about thirty years ago. After the death of my father, my mother stayed in this apartment, and I came to live with her a year and a half ago. She passed away and I want to (...)

...take over her lease. Is it possible? It depends . Indeed, on the death of the tenant, the rental contract can be transferred to the descendants who lived with him for at least one year on the date of death (art. 14 law n ° 89-462 of July 6, 1989)…
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The catering company of which I am the manager holds a commercial lease. The contract includes a rent indexation clause with the reference index being the 3rd quarter of the ILC (commercial rent index). Is it true that this year, the indexation (...)

...of the rent is exceptionally capped due to the economic context? Yes, but under certain conditions. Indeed, to cope with inflation and help SMEs, the law of 16 August 2022 on purchasing power includes various emergency measures, in particular the capping of the annual variation of the commercial rent index…
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To acquire our future property, my friend and I must take out a mortgage. The deadline for the fulfillment of the suspensive condition is approaching and for the time being, we have only obtained an agreement in principle from our banker(...)

... Can we consider that our loan has been granted ? No. As the legislator did not define the concept of obtaining a loan, the Court of Appeal specified that it corresponds to "the presentation by a credit agency of a firm and unreserved regular offer corresponds to the characteristics…
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We are 4 cousins, and our aunt gave us the bare ownership of one of her apartments while retaining the usufruct. We all want to sell it, but she is against it. Can we get legal permission to sell it?

No . When the ownership of an asset is dismembered, i.e., divided between a bare owner and a usufructuary, in principle the judge cannot authorize the sale of the asset against the will of the usufructuary (art. 815 -5 C. civ.).
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We are 4 cousins, and our aunt gave us the bare ownership of one of her apartments while retaining the usufruct. We all want to sell it, but she is against it. Can we get legal permission to sell it?

No . When the ownership of an asset is dismembered, i.e., divided between a bare owner and a usufructuary, in principle the judge cannot authorize the sale of the asset against the will of the usufructuary (art. 815 -5 C. civ.).
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