Frequently asked questions about Immobilier

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I plan to sell land that I own. I am disabled and have a disability card. I heard that I could benefit from an exemption of the realized capital gain. Is it correct?

Yes but under certain conditions . To benefit from this exemption, you must hold a “mobility inclusion” card bearing the mention “disability”. In addition, for the penultimate year preceding the transfer, you must not be liable for real estate wealth tax and your reference tax income must not exceed the…
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My grandfather gave me a piece of land. The deed of gift contains an inalienability clause valid until his death. I need to borrow money from a bank. Can the latter register a mortgage on my land?

Yes . If the inalienability clause has the effect of prohibiting you from selling or giving away the property you have received, it is always possible for your creditors to take out a mortgage registration on the property given (Civ. 1e, Oct. 9, 1985, n°84-13.306 concerning a judicial mortgage and…
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My father is facing financial difficulties and wants to sell his apartment. He is the debtor of co-ownership charges. Can he still sell his property?

Yes. While selling a lot of co-ownership, the seller must present to the notary a certificate from the property administrator, which is dated less than a month, attesting that he is free of any obligation with regard to the unions. Otherwise, the notary must notify the trustee that the co-owner…
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I am buying a property which is worth 15,000 euros. The signing of the final agreement takes place next week. I sent a check to the notary corresponding to the sale price and the purchase costs, but they told me that I have to make a bank transfer (...)

... Is that right? Yes . When the notary receives or makes a payment on behalf of the parties for a deed that it draws up in the authentic form and publishes in the real estate file, this payment must be made via a transfer (art. L.112-6-1 Monetary and Financial…
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I acquired a property six years ago and I am reselling it. Can I benefit from the work package to reduce the amount of the added value which has been realized, even though I didn’t have any work done?

Yes . The real estate capital gain corresponds to the difference between the resale price of the property and its acquisition price. To reduce this amount, it is possible to increase the acquisition price of a certain number of costs and expenses, which have been exhaustively listed in the General…
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